Mail Fraud, Wire Fraud, and Bank Fraud
Fraud means tricking a person or business to get money or property. Federal laws make it illegal to use the mail or interstate wires to commit fraud.
“Mail” and “interstate wires” are very broad. Using the mail includes sending anything through the US mail as part of the fraud. Many people do not realize that it also includes the use of private interstate carriers like UPS or Fed Ex.
Interstate wires include interstate cell or conventional phone calls and text messages as well as interstate transmission of electronic data, such as electronic mail.
The use of the mail or interstate wires does not have to be an important part of the fraud. There is also no lower limit on the amount of money involved, although most US Attorney’s Offices will not get involved in a fraud case unless it is big enough to justify their involvement, as opposed to the case being handled by state prosecutors.
Bank fraud is an attempt to defraud an FDIC-insured bank or banking institution. Bank fraud often involves the use of false statements in loan documents.
I prosecuted mail, wire, and bank fraud cases as a federal prosecutor, and I have defended many of these cases as a criminal defense lawyer. I have also represented numerous plaintiffs and defendants in civil fraud cases throughout my career. Fraud cases almost always require an attention to detail and documents and the ability to explain complicated evidence to juries persuasively and in a way they can understand. I have developed those skills in fraud cases throughout my career.